Pellet stove finance considerations include federal and regional incentives. As part of the "Fiscal Cliff" negotiations, federal tax credit for biomass stoves has been extended to the end of 2013.File application form 5695 ( link at bottom of page ) with your annual tax return - including the stove's EPA approval certificate and receipts. The upper limit is $500 for a qualifying biomass stove. Apart from the federal tax credit, there are many regional biomass incentives designed to promote the use of biomass fuel and to reduce dependence on fossil fuels. In areas of the country where forestry or corn are important products, there are incentives to create businesses and jobs in the biomass industry. Dsire ( Database of State Incentives for Renewables and Efficiency ),a database run by the university of North Carolina does a good job of keeping track of these regional incentives for pellet stove finance, and is easily searchable. Short term pellet stove finance can be very handy if you've seen a bargain on eBay or Amazon. Unfortunately not all of us have the cash when we need it to grab these bargains, and good offers don't last forever. A timely pellet stove loan to buy a pellet stove can help you to save money in the long run. Nobody likes to see a good deal get away because of short term financial shortages.